The Numbers Don't Lie
Based on documented evidence from legal filings against Independence Home Loans, LLC
What Is Independence Home Loans Doing?
Relentless Harassment
Placing dozens of calls per month, ignoring explicit requests to stop, and continuing contact after formal cease-and-desist demands.
Caller-ID Spoofing
Using fake local phone numbers to appear legitimate and evade call blocking. Numbers are configured to reject callbacks.
False VA Affiliation
Using names like "VA Mortgage Pipeline" and "Veteran Financial Services" to falsely imply government endorsement.
Access to Private Data
Callers possess detailed personal information including VA loan status, home address, property values, and loan balances.
About Independence Home Loans, LLC
Legal Name: Independence Home Loans, LLC
NMLS ID: 2524174
Principal Office: 4343 N. Scottsdale Road, Suite 100, Scottsdale, Arizona 85251
Maryland Agent: Cogency Global Inc., 1519 York Road, Lutherville, Maryland 21093
IHL uses third-party telemarketers and lead generators to target veterans. When consumers are transferred to "loan representatives," they speak with IHL loan officers who attempt to sell refinancing products.
Have You Been Targeted?
If you've received suspicious calls about your VA home loan from companies using names like "VA Mortgage Pipeline," "Veteran Financial Services," or "VA Mortgage Review," you may be a victim.
Laws Being Violated
Telephone Consumer Protection Act
Federal law prohibiting unsolicited telemarketing calls after consent is revoked.
Telemarketing Sales Rule
FTC rule requiring disclosure of caller identity, purpose, and honoring do-not-call requests.
Maryland Telephone Consumer Protection Act
State law providing $500 per violation for illegal telemarketing practices.
Maryland Telephone Solicitation Act
Prohibits caller-ID spoofing, calls outside 8am-8pm, and more than 3 calls per day.
Maryland Consumer Protection Act
Prohibits deceptive trade practices including false claims of government affiliation.